Trying to save for the holidays?

Even if you’re busy, make the time for planning a budget. It may feel like work now, but feeling financially secure will offer you and your family peace of mind.

It can be easy to let your finances fall by the wayside when juggling work, family, school and other priorities. Since October is Financial Planning Month, it’s a perfect time to make sure you are prepared for the future. Here are some tips that will help you achieve your financial goals.

Pack your own lunch

To help stick to your budget, skip pricey restaurants. Instead, save money and spend the evening cooking with your family. If going out is necessary, consider ordering water instead of a beverage.

Take advantage of coupons

Coupons are a great way to save money and stretch your budget. Coupons can be found for almost any purchase on the web. Also, check out your favorite retailer’s mobile applications, you’ll be surprised by what you can save.

Remember to treat yourself

Just because you’re sticking to a financial plan doesn’t mean you can’t treat yourself. Budget time and money to indulge in your favorite activities like a night at the movies, seeing your favorite sports team in action, or going bowling.

Stay Positive

Don’t get bogged down by the stress of financial planning. Instead, focus on positive steps you can take to achieve your goals. Spend more time with your family creating memories without spending money.